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Chapter 13 Bankruptcy

Unexpected circumstances in life can cause you to fall behind on mortgage or car payments. Even paying for basic necessitates can be a challenge. If you find yourself under overwhelming debt, Chapter 13 bankruptcy can give you debt relief.

Chapter 13 bankruptcy may be your best solution if you wish to keep your home, car and other secured assets. In addition, Chapter 13 may be the right choice for those who are ineligible for Chapter 7 because their income is too high.

If you are considering bankruptcy, contact Salt Lake City Chapter 13 bankruptcy attorney Mr. Stevens by e-mail or call (801) 990-3388 to schedule a free consultation.

What is Chapter 13 Bankruptcy? Our Murray, Utah, Attorney can Help Create a Manageable Payment Plan

Chapter 13 bankruptcy is sometimes referred to as a wage earners plan. It can save your home from foreclosure and your car from repossession. Chapter 13 allows individuals with regular income to create a plan to repay a percentage of their debt.

The repayment plan typically lasts from three to five years and is presided over by the court. The exact amount is based on your ability to pay and an agreement with creditors. Upon successful completion, remaining eligible debts are discharged. Student loans, child support and some taxes typically cannot be discharged.

How can Filing a Chapter 13 Bankruptcy Help Me?

In addition to discharging debt after the repayment plan is complete, Chapter 13 will stop harassing calls, prevent home foreclosure, and prevent repossession of automobiles and other secured assets.

Filing Bankruptcy? Contact Our Sandy Law Firm

Mr. Stevens represents bankruptcy clients throughout the Wasatch Front, including all of Salt Lake County. He offers a free initial consultation to discuss your debt relief options. For more information or to schedule an appointment to discuss a debt payment plan, contact our Murray, Utah, lawyer online or call (801) 990-3388.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.